Are you ready for winter? Are you insured?
With winter on its way, a rise in the number of home contents insurance claims can be seen as an increasing number of people worry about the effects of severe weather on their properties such as storm damage and flooding. Also with nights getting darker, the risk of burglaries increases during the winter months. However one of the biggest dangers of winter to the home is frozen pipes, which can burst and when thawed, can flood your home.
The Association has linked up with the JLT group to provide good value Home Insurance for our tenants. This cover has been designed to help tenants and residents insure many of their belongings against burst pipes and water damage, as well as theft, vandalism and fire, for the coming winter.
The minimum values of possessions insured are £9,000 (for those aged under 55) or £6,000 (aged 55 and over). Premiums start from just £1.43 per fortnight for a £9,000 sum insured or £1.09 per fortnight for a £6,000 sum insured. A £4,000 minimum sum insured is also now available for residents of sheltered accommodation from just 87p per fortnight.
All premiums can be paid fortnightly or monthly by cash, on a monthly direct debit basis or annually.
Tenants and residents can also increase cover for an additional premium to include extended accidental damage cover, cover for wheelchairs/scooters and hearing aids as well as personal possessions cover (for items away from the home).
If you are looking to arrange home contents insurance cover before the winter arrives, please call 0845 601 7007 or 01628 586 187.
You can also pick up a free pack at the Association office.