During our housing officer’s recent annual house inspections it has come to light how many of our tenants do not have any home contents insurance. Pineview Housing Association has recognised some of the problems that tenants face in obtaining ‘Household Contents Insurance’, and supports a contents insurance scheme which is geared towards all tenants’ needs arranged by SFHA and underwritten by Royal & Sun Alliance Insurance plc - SFHA Diamond Scheme.
You can give yourself peace of mind offered by this scheme knowing that you will have a contents
insurance policy which includes the following benefits:
- No excess payable on any claim
- No Need for a bank account
- Choice of payment methods
The insurance is available to all tenants subject to scheme acceptance criteria.
- Fast and efficient claims service.
- New for old cover (except clothing & household linen where an allowance for wear & tear is deducted).
- Cover for fire, lightning, explosions, storm, and flood.
- Cover for escape of water/oil from any fixed water or heating installation or domestic appliance.
- Cover for theft or attempted theft.
- Cover for accidental damage to televisions, video players & recorders, hi-fi systems, satellite decoders, DVD players & personal computer equipment & accidental breakage of mirrors, ceramic hobs in cookers & fixed glass in furniture.
- Cover for personal money in the home.
- Cover for theft & loss of keys.
- Cover for damage to interior decorations.
- Cover for theft from domestic outbuildings and garages
- Tenants legal liability
There is also the option to extend the standard cover at an extra premium for the following:
- Full Accidental cover for household contents
- Personal Belongings away from the home
- Electric wheelchairs/scooters
- Digital hearing Aids
- Garden Huts, Garages and Greenhouses
There are reduced rates for tenants who are aged 60 and over in receipt of state retirement benefit, cover starts from £6,000. For all other tenants the cover starts at £9,000 up to £35,000.
Premiums are payable monthly by payment card or direct debit, annually by payment card, cheque, postal order, credit or debit card.
For further information contact the office or download a prospectus and application form below.